About US Kill Line

What is US Kill Line?

US Kill Line is an economic resilience tracker built around one simple question:

How close is a typical household to a “non‑linear failure” when a shock hits (job loss, medical bill, rent hike, rate spike)?

The “Kill Line” here is a metaphor for a threshold—once crossed, outcomes tend to cascade quickly (missed payments → fees → credit damage → eviction/collections).

What it is (and what it isn’t)

It is

• A transparent calculator with clearly labeled inputs and assumptions.
• A set of macro snapshots (inflation, labor, rates) used as context for the household budget squeeze.
• A curated reading list of primary data sources (BLS, FRED, Census, BEA) and methodology notes.

It is not

• Financial, legal, medical, or investment advice.
• A prediction engine for individual outcomes.
• A substitute for professional help.

Data & methodology transparency

We aim to keep the model explainable:

• Inputs are visible and described in plain language.
• Data sources are linked to primary providers.
• Assumptions are documented in the methodology pages.

If you spot a mistake, want to suggest a better default, or can provide a more accurate reference dataset, we welcome feedback.

Contact

• Email: support@uskillline.com
• For policy/press inquiries, include “Policy” in the subject line.