CPI and real earnings (Feb 13): a household-first watchlist

Feb 12, 2026

With CPI and real earnings scheduled for February 13, 2026, many headlines will focus on one number.

Households need a better checklist.

A practical release-day checklist

1) Core trend versus one-off moves

Separate broad inflation pressure from volatile components. That keeps short-term noise from driving long-term household decisions.

2) Real wage direction

Track whether pay growth is beating inflation after adjustment. If real wages stay flat or negative, monthly pressure can persist even with slower headline inflation.

3) Essentials versus aggregate index

Household stress is often concentrated in essentials (housing, food, energy, insurance, transport). Broad averages can improve while household budgets still feel tight.

Why this matters for US Kill Line

In the Kill Line framework, CPI and real earnings update the price-pressure side of the model. Combined with jobs and debt signals, they help distinguish:

  • temporary pressure from structural fragility,
  • slower deterioration from active stabilization.

Sources

Disclaimer

This article is educational and not financial, legal, tax, or investment advice.