# US Kill Line (Full)

Purpose:
US Kill Line estimates household cash-buffer gaps using user-entered income, savings, essential costs, debt and selected shocks. Required buffer = one month of essential outflow + selected shock costs. Distance = liquid assets - required buffer. Macro series from FRED provide separate context; ALICE and MIT Living Wage budgets are not used in this calculation.

Data sources (primary):
- BLS (CPI): https://www.bls.gov/cpi/
- FRED: https://fred.stlouisfed.org/
- Census: https://www.census.gov/
- BEA: https://www.bea.gov/

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Disclaimer:
Informational only; not financial, legal, medical, or investment advice.